Preferred Vendor Flood Insurance | San Diego Policyholders Information Recently updated !
Preferred Vendor Flood Insurance
Preferred Vendor Flood Insurance for Water
Damage, Sewer Mitigation, Mold Remediation. these and other flood related damages can disrupt the normal pattern of life, and can involve a lot of emotional stress.
You have the right to pick and choose your own contractor
FREE ESTIMATE People often feel confused and vulnerable after events of this type. However, it is important to make good decisions, because you will be living with the results long after the stress and confusion have passed.
We believe that the public interest is best served if people have an understanding of their rights and the alternatives available to them when insurance damage and repair work are involved.
Your insurance policy is a CONTRACT between you and the insurance company. It entitles you to certain rights and imposes certain obligations. As Certified Professional Restoration Contractors we have prepared this BILL OF RIGHTS so that you may better understand the policy you have purchased, and how it relates to the repairs you may undertake. The standard Homeowners policy generally contains the same provisions throughout the United States and Canada; here are some of your rights and obligations under its terms:
Preferred Vendor Flood Insurance Options
1. YOU MAY TAKE, AND BE FULLY COMPENSATED FOR, THE COST OF EMERGENCY STEPS TO SAFEGUARD YOUR PROPERTY FROM FURTHER DAMAGE AFTER A LOSS. .in fact you have an obligation to do so under the terms of your policy. The insurance company may not be liable for additional expense if you fail to provide such protection.
2. IF YOU HAVE SECURED ADEQUATE COVERAGE, YOU ARE ENTITLED TO BE PAID FOR THE FAIR COST OF FULLY RESTORING YOUR HOME TO ITS PRE-DAMAGE CONDITION. .however, you are not insured for the repair of unrelated problems, code deficiencies, or prior damage.
3.YOU ARE ENTITLED TO EMPLOY AND SHOULD INSIST UPON A FULLY LICENSED AND INSURED REPAIR FIRM OF GOOD REPUTATION. .however, if you do not choose to employ such a firm the consequences and liability for any injury, damage, or other action may rest with you.
4. YOU ARE ENTITLED TO EMPLOY A FIRM WITH SUFFICIENT EXPERIENCE AND STABILITY IN THE COMMUNITY TO STAND BEHIND ITS WORK AND WARRANTY RESPONSIBILITIES. YOU ARE NOT OBLIGATED TO USE THE INSURANCE COMPANY'S PREFERRED VENDOR. .the repair contract and its performance is strictly between you and the contractor.
5. YOU ARE ENTITLED TO MATERIALS AND WORKMANSHIP FULLY EQUIVALENT TO YOUR EXISTING INSTALLATION IN LIKE KIND AND QUALITY. .the insurance company has no obligation to improve your existing installation.
6.YOU ARE NOT REQUIRED TO ACCEPT THE LOWEST BIDDER. NOWHERE IN YOUR POLICY DO THE WORDS "CHEAPEST", "LOW", OR "LOWEST PRICE" OCCUR.. .however, repair rates should correspond to prevailing standards in your area for work of good quality.
7. YOU ARE ENTITLED TO AND SHOULD REJECT ANY CONTRACT THAT DOES NOT INCORPORATE ALL FEDERAL, STATE AND LOCAL REQUIREMENTS FOR RESIDENTIAL CONSTRUCTION WORK. .however, you must be familiar with these requirements in order to enjoy the protection the law provides. Ask an Industry Certified Restoration Contractor for this important information.
8. YOU ARE ENTITLED TO SELECT A FIRM WHO CAN DEMONSTRATE SKILL AND EXPERIENCE IN INSURANCE DAMAGE REPAIR AS A FULL TIME PROFESSIONAL SERVICE. .ask for references, credentials, and association membership that indicate professional training and status in insurance repair, as contrasted with ordinary home improvement work.
9. IF SUBSTANTIAL DISAGREEMENT ARISES BETWEEN YOU AND THE INSURANCE COMPANY OVER THE AMOUNT OF THE LOSS YOU ARE ENTITLED TO REQUEST ARBITRATION ("APPRAISAL") AS DESCRIBED UNDER THE TERMS OF THE POLICY. LINES 123-140 OF THE STANDARD HOMEOWNERS FORM SPELL OUT THESE PROCEDURES FOR SETTLING DIFFERENCES WITHOUT RESORTING TO LAWSUIT. .the restoration company also is entitled to this provision, which may be invoked at any time prior to settlement, whether or not you have received advanced payments.
10. YOU ARE ENTITLED TO RECEIVE PAYMENT FROM THE INSURANCE COMPANY WITHIN THE TIME SPECIFIED BY THE POLICY AND YOUR STATE INSURANCE REGULATIONS, WHICH ARE DESIGNED TO PREVENT INSURANCE COMPANIES FROM USING DELAY AND PERSONAL HARDSHIP TO COMPEL A LOWER SETTLEMENT. .however, the policy also has time requirements for the policyholder, within which you must prepare and submit your claim. Ask your adjuster or agent about these at the outset, so that you can be in compliance.
Preferred Vendor Flood Insurance Policy Holder
SINCE YOU ARE THE POLICYHOLDER, ONLY YOU CAN DEMAND THAT YOUR INSURANCE COMPANY LIVE UP TO ITS OBLIGATIONS UNDER THE POLICY. As Professional Restoration Contractors, we recommend that you do so, out of a strong conviction that fair dealing, good workmanship, and ethical business practices benefit the insurance industry just as they benefit the public at large.
Note: This "Bill of Rights" has been distributed for educational purposes only. The use of the information contained herein should be done at the best professional judgement of the Restoration Contractor. This "Bill of Rights" has no intended objective other than to inform any interested parties as to their rights and/or obligations when involved in an insurance repair claim.
24 hour / 91911 / 91932 / 91942 / 91945 / 92014 / 92025 / 92026 / 92027 / 92029 /92037 / 92038 / 92039 / 92056 / 92071 / 92091 / 92092 / 92093 / 92101 / 92102 / 92103 / 92104 / 92105 / 92106 / 92107 / 92108 / 92109 / 92110 / 92111 / 92112 / 92113/ 92114 / 92115 / 92116 / 92117 / 92118 / 92119 / 92120 / 92121 / 92122 / 92123 / 92124 / 92126 / 92127 / 92128 / 92129 / 92130 / 92131 / 92132 / 92134 / 92136 / 92137 /92138 / 92139 / 92140 / 92142 / 92143 / 92145 / 92147 / 92149 / 92150 / 92152 / 92153 / 92154 / 92159 / 92160 / 92161 / 92163 / 92164 / 92165 / 92166 / 92167 / 92168 /92169 / 92170 / 92171 / 92172 / 92173 / 92174 / 92175 / 92176 / 92177 / 92182 / 92186 / 92187 / 92190 / 92191 / 92192 / 92193 / 92195 / 92196 / 92197 / 92198 / 92199/affordable / allied gardens / alta vista / balboa park / banker hill / barrio logan / bay ho / bay park / bay terraces / bird rock / birdland / black mountain ranch / bonded /border / broadway heights / builder / burlingame / ca / camp pendleton / cardiff by the sea / carlsbad / carmel mountain ranch / carmel valley / chollas view / chula vista /city heights / civita / cleanup / college area / columbia / commercial / construction / contractor / contractors / core / cortez hill / damage / del cerro / del dios / del mar /del mar heights / Del Mar Mesa / downtown san diego / drying / east elliot / east village / egger highlands / el cajon / el cerrito / emerald hills / emergency / encanto /encinitas / escondido / Extraction / fairbanks ranch / fallbrook / fast / fire / flood / flood service / flood services / flooded / flooding / flooding home / gaslamp quarter /gateway hill / golden hill / grant hill / grantville / harbor hill / harborview / help / hillcrest / home / horton plaza / hour / hr / insurance work / insured / jamacha / kearny mesa / kensington / la costa / la jolla / la jolla village / la mesa / la playa / lakeside / leucadia / liberty station / licensed / lincoln park / linda vista / little italy / logan heights/ loma portal / lomita / marina / marston hills / memorial / midtown / mira mesa / miramar / mission beach / mission hills / mission valley / mold / morena / mountain view /mt hope / national city / navajo / nestor / normal heights / north city / north clairemont / north park / oak park / ocean beach / ocean crest / ocean view hills / oceanside /old town / otay mesa / otay mesa west / pacific beach / pacific highlands ranch / palm city / paradise hills / point loma / point loma heights / poway / quick / ramona /rancho bernardo / rancho encantada / rancho penasquitos / rancho santa fe / rebuild / reconstruction / redwood village / remodel / removal / repair / residential /restoration / rolando / rolando park / rolando village / roseville fleetridge / sabre springs / san carlos / san diego / san elijo hills / san marcos / san pasqual valley / san ysidro / santee / scripps miramar ranch / scripps poway / scripps ranch / scruipps ranch north / seaport village / serra mesa / service / services / shelltown / shelter island / sherman heights / skyline / sorrento mesa / sorrento valley / south park / southcrest / southease san diegio / sprinkler / stockton / sunset cliffs / talmage /tierrasanta / tijuana river valley / torrey highlands / torrey hills / torrey pines / university city / university heights / uptown / valencia park / valley center / village of la jolla / vista / water damage / Water Removal
Call Now